Can't blame it all on the Estonians ... http://www.hs.fi/english/article/Credit+card+and+debit+card+frauds+a+growing+problem+/1135249892004
Interestingly, PG finds that these days the Estonians are more Finnish than the Finns being a)often more honest and trust-worthy, b) often more hardworking, c) often more reliable, d) often more sober, and e) often blonder ;)
(Woot Carmen!)
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