Thursday, July 30, 2026

Rock Retirement Age

There is no mandatory retirement age in Newfoundland and Labrador, meaning you can keep working as long as you want. However, standard government and public pensions have specific age guidelines:Canada Pension Plan (CPP): Standard age is 65, but you can start as early as 60 (with reduced payments) or as late as 70 (with increased payments).Old Age Security (OAS): Available starting at age 65.Public Service Pension Plan (PSPP): Normal retirement is age 65 (with 5 years of service), or early retirement with an unreduced pension at age 58 (with 30 years of service) or age 60 (with 10 years of service).Maximum Age Limit: By federal law, registered pensions and tax-sheltered savings must begin payouts by December 31 of the year you turn 71, though you do not have to stop working. Who wants to work until 71? Not me ... lol PG

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